Australian Capital Territory Stamp Duty Calculator
Work out the transfer duty (stamp duty) you could pay when you buy property in Australian Capital Territory. Enter the price, say whether it will be your home, and tick the box if you are a first home buyer.
The figures use the rates published by ACT Revenue Office. You can switch to another state in the calculator.
Rates checked on
Rates checked on
Duty is worked out on the price or the market value, whichever is higher.
All buyers must qualify. Each state has its own rules.
- Estimated stamp duty in ACT
- $19,208.00
- Concession applied
- Owner occupier rates
- Duty at general rates, without concessions
- $22,200.00
- Duty plus the price
- $769,208
Based on ACT Revenue Office rates. Foreign buyer surcharges, vacant land and other concessions are not included.
Check the result with the official source: ACT Revenue Office: Conveyance duty for non-commercial property
This is an estimate based on the numbers you entered and the assumptions listed below. It isn't an offer of credit or an assessment of what a lender will approve. Figures checked on 29 October 2026.
Read the guide: Stamp duty by state: rates for all 8 states and territories
First home buyers in ACT
Home Buyer Concession Scheme: from 1 July 2026 eligible buyers pay no conveyance duty, with no income test and no property value limit. Eligibility rules still apply (for example, about owning other property).
Owner occupier rates when at least one buyer will live in the home.
Worked examples in ACT
| Price | Investment | Home | First home, established | First home, new |
|---|---|---|---|---|
| $500,000 | $11,400.00 | $8,408.00 | $0.00 | $0.00 |
| $750,000 | $22,200.00 | $19,208.00 | $0.00 | $0.00 |
| $1,000,000 | $36,950.00 | $33,958.00 | $0.00 | $0.00 |
| $1,500,000 | $68,100.00 | $68,100.00 | $0.00 | $0.00 |
Assumes all buyers qualify for the concession shown and none are foreign purchasers.
How it works
Non-commercial property rates for transactions from 1 July 2025 (owner occupier and other). Above $1,455,000 a flat $4.54 per $100 applies to the whole value.
Each state and territory publishes a sliding scale. The calculator finds the band the value falls in, then adds the fixed amount for that band to the rate for each $100 above the start of the band.
Assumptions
- Rates as at 2026-10-29.
- Not included: Pensioner duty concession; Other concessions.
- All buyers are Australian citizens or permanent residents. Foreign purchaser surcharges are not included.
- First home buyer concessions assume every buyer meets the rules, such as living in the home for the required time. Only the main concession for a home is modelled, not vacant land, off-the-plan or pensioner concessions.
- The First Home Owner Grant and other grants are paid separately and are not included.
- Other costs of buying, such as transfer and mortgage registration fees, conveyancing, inspections and lender fees, are not included.
Questions people ask
What first home buyer help is there for stamp duty in ACT?
Home Buyer Concession Scheme: from 1 July 2026 eligible buyers pay no conveyance duty, with no income test and no property value limit. Eligibility rules still apply (for example, about owning other property).
Are there lower rates for a home I will live in, in ACT?
Owner occupier rates when at least one buyer will live in the home.
When do I pay stamp duty?
Usually at or before settlement. Each state sets its own due date, often within 30 days of the contract or at settlement. Your conveyancer or solicitor will normally arrange payment.
Is stamp duty worked out on the price or the value?
On the dutiable value, which is generally the price or the market value, whichever is higher.
Sources
- ACT Revenue Office: Conveyance duty for non-commercial property
- ACT Revenue Office: About the Home Buyer Concession Scheme
Checked 29 October 2026. Official pages can change; check them before you rely on a figure.